Over the past 20 years, the share of employers offering comprehensive health benefits dropped from almost half to less than one-third. If left unaddressed, this will continue to create a more costly pool of enrollees for insurers to cover in the small-group market. Researchers predict this trend will only accelerate without state or federal regulatory action to promote a more diverse and stable small-group market.
About the Urban Institute
The nonprofit Urban Institute is dedicated to elevating the debate on social and economic policy. For nearly five decades, Urban scholars have conducted research and offered evidence-based solutions that improve lives and strengthen communities across a rapidly urbanizing world. Their objective research helps expand opportunities for all, reduce hardship among the most vulnerable, and strengthen the effectiveness of the public sector. Visit the Urban Institute’s Health Policy Center for more information specific to its staff and its recent research.